Personal Accounts

Personal Checking Account

   

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: www.fdic.gov.

Minimum amount to open $100.00  
Minimum daily balance $500.00  
Monthly service charge below minimum $8.00  
Debit $0.15  
     

Economy Checking Account

   
Minimum amount to open $100.00  
Minimum daily balance $100.00  
Monthly service charge below minimum $1.85  
ATM / Debit Card $5.00  
  • Detailed transaction statement
  • Two 'no charge' items per monthly statement cycle
  • Unlimited check writing
  • Truncated checks
   
     

JSB 55+ Account

   

JSB Main Office

JSB Main Office - Jourdanton, TX

Minimum amount to open $100.00  
Minimum daily balance $100.00  
Monthly service charge below minimum $4.00  
ATM / Debit Card $5.00  
Small safe deposit box Free 1st 6 months  
     

Debit Card

   
Available upon Qualification